Net worth & goal

Current age

Target retire age

Invested net worth $ FIRE goal $ Expected annual return %

Finance sketch — not investment advice.

Coast NW needed = goal / (1+r)^(retire−age). If current NW ≥ that, you have already Coasted. Hit-age uses ln(goal/nw)/ln(1+r). No inflation or future contributions.

Coast FIRE result

Coast NW needed today—

Gap—

Age when NW hits goal—

Years to goal @ return—